Child Care Insurance

Client Centered
There’s nothing more important than taking care of children … with the possible exception of taking care of the people who take care of children. That’s why Buell Insurance offers special insurance coverage designed just for daycare businesses.
Our program provides you with the special coverages for your special business needs.
Our premier program is designed and specialized for:
- In-home centers (family type)
- Group and commercial centers
- 24-hour operations – Night-time operations
- Drop-in centers
- Head start programs
- Latchkey operations
- and Before-and-after-school programs.
Child care center insurance helps cover your business so you can care for them.
Get coverage to protect what matters most from the start with child care center insurance.
Insurance helps cover the risks of child care.
All businesses need insurance for their building, business property, and other equipment. Child care centers have additional insurance needs that relate directly to the care they provide and the young population that they serve. Whether you run your business from your home or a commercial building, consider coverage that’s specific to your needs.
What is covered by a child care center policy?
Child care center insurance provides coverage for business property and liability, with the availability of coverage options for your unique risks. For example, young children are more likely to fall or get injured than adults or even school-aged children. Therefore, having protection for the injuries of the students as well as liability protection for the workers in case of a negligence suit may protect against financial losses. Other coverage options you may want to consider in your child care center insurance policy include:
- Abuse and Molestation Liability
- Business Auto
- Commercial Property
- Employment Practice Liability
- Hired and Non-Owned Auto Liability
- Professional Liability
- Student Accident Liability
- Workers’ Compensation